Best Selling Smartphones Fit your 15k Budget!

With the expansion of technology, smartphones have now become a gadget that can easily be afforded by a mass of population and are no longer an item of envy. While the budget spectrum varies greatly and smartphones are available at prices above 50 grand as well, you can now go in for a phone that won’t cost more than 15,000 and yet give stunning features and functions that will surely meet your requirements. You can search for a list of top performing and budget friendly phone with shopclues coupons to avail them at great prices.

Check out the best-selling phones in the market at the moment that will fit a budget of 15,000:

Lenovo K4 Note

Lenovo surely has given some stunning phones over the course of the year- the K3 Note followed by the K4 Note which too has met with tremendous success. The K4 Note is one of the bestselling phones in this category giving you a beautiful 5.5 inch Full HD Display with Gorilla Glass Protection that surely makes working on the phone seem easy, convenient and extremely enjoyable. The phone has powerful internals thanks to an Octa Core 1.3GHz Processor and a 3GB RAM for multitasking that seems like a breeze. The phone has 16GB internal memory expandable up to 128GB giving you ample space to carry your movies, videos and variety of files wherever you go. With a finger print sensor, VR bundle and Dual Sim support, you surely cannot complain in terms of features on offer. Thanks to its 13MP primary camera and its 5MP secondary camera, you can take stunning photographs every time no matter where you go. Stay connected always with its 3300 mAh battery backup making it one of the most cost efficient phones in the market.

Samsung Galaxy On7

The Samsung Galaxy On7 is yet another stunner of a phone that gives you every feature you dream to own in high end phones. The phone has a 5.5 inch HD screen with bright and sharp color reproduction. It runs on a Quad Core 1.2GHz Processor along with a 1.5GB RAM for performance that is unquestionable. It has 8GB internal storage which can be expanded further to 128GB allowing you to easy carry data. The phone supports a 13MP primary shooter as well as a 5MP secondary shooter that gives photographic output even in the dullest of scenarios. The phone has a 3000 mAh battery backup that gives up to 21 hours talk time without you having to run to a socket to charge your phone every now and then.  You can find great prices on the phone with ebay coupons to make your purchase all the more valuable.

Xiaomi Mi4

 

 

Xiaomi is rightly called the Apple of China and the company has offered some astonishing handsets in a price range that will leave you stunned. The Mi4 is one such example where you get a ton of features without having to go heavy on the budget. The phone offers a 5 inch Full HD display that surely is interactive and intuitive in responsiveness. The phone runs on a Quad Core 2.5GHz Processor along with 3GB RAM for lag free performance and speed. With a 13MP primary shooter along with an 8MP secondary shooter, you can be rest assured of getting excellent photographic results even in the dimmest of lights. It supports 16GB internal memory which cannot be expanded further. Thanks to its 3080 mAh battery, you no longer have to fret about running out of charge anytime soon.

Asus Zenfone 2 Laser

The Asus Zenfone 2 Laser is yet another beautiful phone for the price range. With the Zenfone 2 Laser, you get to enjoy a 5.5 inch Full HD Display with Gorilla Glass protection. Thanks to its 1.5GHz Octa Core Processor and a 3GB RAM, you can be rest assured of quick and prompt performance. Take beautiful and breathe taking photographs with its 13MP Primary camera along with a 5MP secondary camera with Dual Color LED flash to give even the dullest moments a burst of light. The phone supports 16GB Internal memory which can be expanded up to 128GB for you to carry your data wherever you go. You surely get your money’s worth with a 3000 mAh battery, ensuring you are always covered and get the best output.

Be sure to invest in these stunningly designed phones that give so much in terms of performance at a price that can easily be afforded.

Securing  internet transaction using Two Factor authentication by OTP SMS

Information and data breaching have increased tremendously over the couple of years  impacting most of the industries. Observation says that securing organizational networks from the harmful threats have always been the major concern for the industry experts. No organization, whether  big or small is completely safe and secure when it comes to the security factor of information sharing networks. Different organizations follow different procedures  to tackle threats.  One such method which has really proved to be a master key solution is 2-factor authentication or One Time Password authentications used for securing log-ins thus cutting down data breaches.

With increasing number of mobile users, the latest trend highlights that there have been a continual growth in number of online buyers in past few years.  Smartphones are indeed believed to be a great asset in making any information easily accessible for the potential buyers to look, compare and buy and with the facility of e transaction it hardly takes much time to finalize the deal. Rapid smartphone purchases and e transactions has introduced a remarkable change in traditional internet commerce shifting gradually towards mobile commerce; where threats associated while making mobile payment has now become an area of increased concern .

Importance of Two-factor Authentication:

To make it simple and easy to remember, we generally prefer using most common number series as our passwords. It has been noticed that the Single Sign On (SSO) architecture are not well protected . Numerical passwords which we use for securing keyboard access, pin, and other e locks are somewhere like 1234, unforgettable days like birth date etc. has lead to an increase in hacking activities by almost 20%. Additionally when hackers club their knowledge using hacking techniques with tools like keylogger, social engineering, chances of the risk of threat of information increases upto a whopping 55%.

Two-factor authentication such as OTP SMS is one of the best solutions to curb such threats. The authentication process consists of the OTP check for authenticating the electronic transaction, where the access is limited to the authorized user only, decreasing the risk of violation of data by unauthorized users or hackers.  The chances of the onetime password getting stolen, missed or expired is highly limited, as there’s always a  chance to ask for another OTP which can be be used in case of the missed or expired OTP.

To sum up the usage of OTP SMS, we can say that it helps the corporate as well as promote security for e transactions.

Implementing OTP:

The concept of OTP  came into existence a few years back., when  a notable growth in the number of feature phones and smartphones users was noted, the risk managers and security analysts at Oracle, Google, Microsoft & other leading industry  looked for better alarming security options   to safeguard the traceable information through various encryption modes. Since then, one time passwords using transactional SMS have been serving the purpose by validating the required information from two ends, enhancing the security factor via two-factor authentication.

Implementation of OTP is a fairly simple process. When you start using OTP, what really happens is that when a user enters their login credentials for a web account they have a checkpoint to cross. The two way authentication using the OTP has proved to be so useful that during any online session when a user log into his online account, he is asked to share the mandatory information including password, if not known then on the basis of suspicion, an authentication message with a OTP SMS is shared to the users alternative email ID or contact number using Transactional SMS if attached with the associated account, maintaining the security of the account perfectly.

Once the OTP is entered, server then checks all associated records while verifying and authenticating the user details before finally letting the user to access the account usually adding an additional security layer to the account’s safety.

 

Merits and Demerits Of Mobile-Based Virtual E-wallet

Mobile payments model in India is currently in vogue with those big to small companies giving tough competition to each other and aiming to get a huge chunk of sales or revenue that will ultimately be like a feather in their cap. This sector has a lot of hope and the same amount of expectations that some of the recharge portals and companies have already proved their stand with milestones and their futuristic business approach. Well, keeping all these business models, sales and revenue stats aside, what is that you as a generic user be bewildered about? Here is the guide that you got to know all about mobile wallets, its merits and demerits.

After reading this piece, you will know the types of exiting wallets, advantages that you get by pre-loading in your wallet, and how to avail mobile recharge cashbacks, be it through Mobikwik promocode, Freecharge shopping offers or Paytm cashback codes.

Existing players in the marketplace model like Paytm, Freecharge, Mobikwik, Oxygen wallet, citrus and so on will allow their users to recharge their virtual mobile wallets and do transactions in just a few simple steps. This pre-loaded amount can be used for a number of transactions – to pay bills, recharge mobile wallets, shop online and enjoy a range of cashback offers. However, if you are thinking that all wallets that are existing in the market work on the same business model and does carry only merits then you are wrong. These wallets has both faces – merits and demerits.

Merits

One-tap payment

No more hassles or standing in queues to pay your grocery bill or shopping bill. With just a tap of a button, you can do transactions in a snap through e-wallets.

Cannot be pick-pocketed or misplaced

You don’t have to worry about your wallet being snatched, misplaced or dropped by somebody. You can always be in charge of it and check the amount that you have in your wallet, plus view your transaction statement history as well. This is quite a useful feature that help you track all your expenses unlike typical wallets.

No paying for a candy instead of a rupee

So lets say you have shopped for Rs 801.01, you don’t have to sweat to find change or run around for it, as mobile wallets will never ask you to pay for that candy instead of a rupee or paise.

No unwanted financial happenings

This is perhaps one of the best reasons that defends why use mobile wallets over shopping via net banking services or cards. They avoid exposure of giving away your confidential data while you do online transactions

Discounts and Cashbacks

The greatest pro of using e-wallets is due to its huge rewards that come in the form of cashbacks and discounts on the purchase. Isn’t that you getting a brownie point here? Well, if you wish to get more about cashback offers on pretty much anything and everything then try checking out Mobikwik offers available at GrabOn.

Demerits

Speedy internet

So people with fast internet connection and those who prefer browsing and shopping through mobiles can only use wallet services.

Restricted to limited merchants

As you all could see mobile payment wallets are available only for a limited set of merchants, so if you as a user who would like to shop in an online merchant that doesn’t have paying through a wallet option, you got to pay through net banking, card or cash on delivery.

Limitation on the amount you pre-load or transact

There is a limit to the amount that you can spend or deposit in a day. If the amount exceeds their boundary value, you will be declined to use their service. Meaning, mobile wallets are not really useful for high amount of transactions.